SOME OF OUR LOCAL PARTNERS

   

SOME OF OUR INTERNATIONAL PARTNERS


 


PERSONAL PRODUCTS


PERSONAL ACCIDENT

This cover may be under Individual and / or Group Personal Accident. It provides monetary payments in the event of bodily injury sustained by the insured person. The injury must be caused solely and directly by "an Accident" (i.e. non foreseen circumstance) and must result to physical impairment or disablement, or in death within the specific period usually 12 months from the date of the Accident.


MOTOR NSURANCE

Covers loss or damage to the Vehicle and its accessories and spare parts whilst thereon is covered resulting from an accident. It also covers liabilities to Third Parties. This cover can either be on Comprehensive, Third Party Property Damage or Third Party Only depending whether the vehicle is used for private or commercial purposes


MOTORCYCLE INSURANCE

Covers loss or damage to the motorcycle and its accessories and spare parts whilst thereon is covered resulting from an accident.


GOODS IN TRANSIT

Provides indemnity due to loss or damage of the insured's property or goods for which the insured is responsible whilst in transit by road or rail or whilst temporarily housed in the ordinary course of transit within the territorial limits stipulated in the policy including loading and offloading.


GOLFER'S INSURANCE

Insures amateur golfers against the following contingencies happening on a golf course or club premises

HOME INSURANCE / DOMESTIC PACKAGE

This cover provides indemnity to the insured house and or contents against loss or damage due to fire burglary storm water damage, earthquake and other related perils. The policy is extended to cover liability at law including liability under workmen's compensation (Act limits) legislation in force in Kenya in respect of domestic servants employed at the private residence.


EVACUATION AND REPATRIATION INSURANCE

This policy is designed to assist in lessening the sudden, unforeseen financial consequences associated with evacuating threatened personnel from countries experiencing political instability and military confrontation. Items that present unplanned and possibly significant financial exposure include: transportation to a place of safety, salary expenses during the period of dislocation and the cost of returning when the situation has stabilized.


COMPUTER MATERIAL DAMAGE

This policy covers accidental damage including mechanical and electrical breakdown of computers, installation and peripheral equipment. The policy does not cover mechanical and electrical breakdown if a manufacture's service maitenance contract is not in force. The sum insured should represent the new replacement value of the computer installation including the cost of freight, installation and customs dues


PROFESSIONAL INDEMNITY

It covers those who may face civil litigation and criminal prosecurtion dues to negligence in their duties. The negligence may include but not limited to.

These actions could come from employees, customers, competitors, shareholders, and investments. Creditors and others The cover indemnifies the insured on;

CHILDREN EDUCATION POLICY

A quality education is the most fitting inheritance parents can give to their children. It is the passport to greater financial success and prospect of better life for our children.


Children education policy combines life cover with investment; a policy which takes care of the education of your child whether you are there or not. You will effect the policy on your life with the child as a beneficiary. The term of the policy will be determined by the point at when you want the child to start benefiting from the schools fees savings.


WHOLE LIFE ASSURANCE

Death would deprive your dependants of an important and in most cases their only source of income. Apart from meeting the day-to-day living expenses your dependants may require a lot of money to pay for estate duty and other liabilities that may be incurred.


Whole life plan also combines life cover with investment. The sum assured and the accrued bonuses are payable on death whenever this may occur. You will choose the premium paying term of the policy, and the sum assured, and this will enable you free your family from financial worries after you are gone.


INDIVIDUAL AND CORPORATE MEDICAL INSURANCE

Medical Insurance is the class of insurance that caters for the health of the member zinc classes.


CATEGORIES OF COVER

In-patient

This is when a member requires to be admitted into a hospital and spends a night


Day-case

Member checks into hospital in the morning and is discharged in the evening


Out-patient

This is when a member visits a doctor and is given drugs without any admission


OTHER OPTIONAL COVERS

APPLICATION PROCESS

We will sort out the surgeon, physician and daily expenses on room and board while you focus on getting better an planning for the days ahead. We offer a special cover for ladies and ensure that any new born babies are automatically covered.